Churches

Our agency works with insurance providers who offer coverages created specifically to suit the needs of churches.

We’ll create insurance solutions that help you consider situations like the following:

• Ensuring that the property values of your buildings are adequate in the event of a total loss
• Including the professional liabilities associated with counseling activities for both your church staff and volunteers
• Providing personal protection for your board members in the event of a liability situation
• Developing policies and procedures to help prevent sexual misconduct
• Defending your belief-based decisions
• Preventing accidents involving vehicles operated on behalf of the ministry—both those owned by the church and those not owned by the church

In addition, we can provide coverage for a wide variety of activities. Our team of church insurance professionals can develop a plan that fits your needs—and your budget. Let us show you how.

Customer Story

Accurate replacement value covers church’s total fire loss

Serving our clients doesn’t end when the insurance policy is delivered. We know that the churches we serve grow and change quickly. It’s important to evaluate them regularly and update replacement values.

For one ministry, this service proved invaluable. After measuring the church building and using Brotherhood Mutual Insurance Company’s state-of-the-art estimating program, the agent recommended that the church nearly double the insured value of its building.

Just six weeks later, an electrical short near the church’s grand piano sparked a fire that resulted in a total loss of the building. The loss was completely covered, thanks to the church’s leadership team, who understood the importance of having the right amount of insurance protection, and their insurance agent, who provided regular evaluations and updates of their property values.